Used to be, you could go to college, study, have some free time, and never have to worry about the 'working world' until you finished school. Today, you can dream about the past all you want, but the truth is that those days, for many of us, are over.

In 2001 it was estimated by Sebago Associates, an economic consulting firm, that "fifty-seven percent of all college students have jobs-and in 2000, that "one in 10 college students attended classes full-time and worked full-time."

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